Reader’s Question:

Will my auto insurance in Austin increase if I get caught driving while drunk?

Ned

Austin, TX

Driving under the influence (DUI) of alcohol or any restricted and/or regulated drug is a serious offense. An individual caught will be charged with two cases. The first will be handled by the Department of Motor Vehicles (DMV) to seek the suspension of driving privileges. The second one will entail criminal proceedings as driving with the blood alcohol concentration (BAC) of 0.8% or higher is considered illegal.

Aside from having to pay enormous amount on fines, one will be required to undergo a state-ordered and supervised rehabilitation for substance or alcohol abuse. The vehicle may also be in danger of seizure. Add to that the grueling hours of community service that will begin to encroach on one’s daily activities. And if you are unlucky enough to be convicted, you will have to serve some time in prison. However, if you get a favorable ruling from the court, then the most you will have to go through are payment of fines and obtaining of high risk auto insurance in Austin. This type of auto insurance coverage will be more expensive than what you are used to paying before the conviction. Some DUI offenders find a hard time looking for an insurer to provide them with coverage. So, researching for companies that cater to the high risk market will be your best bet of finding affordable auto insurance in Austin.